About Us - Our History

Yard Financing

The Yard Financing program is a suite of financing products consisting of Yard Card Canada and Yard Card Canada PLUS. Yard Financing will grow your business by enabling you to offer flexible payment options to both your consumer and business customers.

• Yard Card Canada & Yard Card Canada PLUS

The Yard Card Canada and Yard Card Canada Plus programs are revolving private label consumer credit card programs created specifically for the Lawn and Garden Industry. With strong partnership support from over 35 manufacturers in the industry, this program has grown to well over 6,000 dealers nationwide.

Offering solutions for both your consumer and small business customers, the Yard Card Canada and Yard Card Canada PLUS programs provide multiple revolving financing options for you and your customers.

Yard Financing’s revolving credit card programs create repeat purchase opportunities by providing your customers with a dedicated line of credit and your store's name embossed on the card!

TD Retail Card Services

TD Retail Card Services is a division of Toronto-Dominion Bank, the second largest bank in Canada with more than $600 billion in assets. TD has a rapidly expanding franchise in the United States, and is investing for growth in multiple product segments including private label credit cards.
The division is led by Marc G. Sczesnak.  As President, Marc brings 25 years of experience in the electronic payment industry. In addition to a host of bank card issuer accomplishments, Mr. Sczesnak has played critical marketing roles at both Sears Credit and Macy’s Inc.
The focus is to bring together the best talent from retail credit groups to operate as a true extension of merchant’s sales and marketing disciplines.