About Us - Our History
Yard Financing
The Yard Financing program is a suite of financing products consisting of Yard Card, Yard Card PLUS, Yard Installment, and Yard Installment PLUS. Yard Financing will grow your business by enabling you to offer flexible payment options to both your consumer and business customers.
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Yard Card & Yard Card PLUS
The Yard Card and Yard Card Plus programs are revolving private label consumer credit card programs created specifically for the Lawn and Garden Industry. With strong partnership support from over 35 manufacturers in the industry, this program has grown to well over 6,000 dealers nationwide.
Offering solutions for both your consumer and small business customers, the Yard Card and Yard Card PLUS programs provide multiple revolving financing options for you and your customers.
Yard Financing’s revolving credit card programs create repeat purchase opportunities by providing your customers with a dedicated line of credit and your store's name embossed on the card!
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Yard Installment & Yard Installment PLUS
Yard Installment is a close ended promotional financing product. Yard Installment allows dealers to offer customers even more financing options to help close more sales. For both consumer and small business customers, our installment products are easy to use, with quick credit decisions and fast funding.
The Yard Installment PLUS program offers commercial businesses nationwide the ability to use this installment product.
TD Retail Card Services
TD Retail Card Services is a division of Toronto-Dominion Bank, the second largest bank in Canada with more than $600 billion in assets. TD has a rapidly expanding franchise in the United States, and is investing for growth in multiple product segments including private label credit cards.
The division is led by Marc G. Sczesnak. As President, Marc brings 25 years of experience in the electronic payment industry. In addition to a host of bank card issuer accomplishments, Mr. Sczesnak has played critical marketing roles at both Sears Credit and Macy’s Inc.
The focus is to bring together the best talent from retail credit groups to operate as a true extension of merchant’s sales and marketing disciplines.